While luck may have nothing to do with it, many of us aren’t so quick to dispense with the role it plays in our lives, and we're anxious to improve it. From knocking on wood to the penny we pick up in the parking lot, we pretty much hope to coax luck to our side.
Brittany Chavez has been with the New American Funding for the last 2 years, where she works in the Long Beach and Huntington Beach branches as a Marketing Assistant. Prior to starting with our family, Brittany didn’t have any mortgage industry experience and was very eager to get involved.
As you head toward your closing date, one of the most helpful things you can do to prepare for homeownership is to make sure you are properly equipped. With the right tools, you can literally nail this home owning thing on the first try!
When considering homeownership, one of the most important decisions you'll have to make is how to handle the down payment. Down payments can be challenging, but they can be doable if you set a goal for yourself. So how will you save?
Any day is a good day to reduce your outstanding balances. This is especially true given that most American workers’ take-home pay recently rose as new, lower tax brackets took effect. For many, it has freed up the cash needed to start reducing their credit card debt. Here's how even this small amount can be used to make a big difference.
The care and attention you show your lawn, flowers, vegetables, or other landscaping plants can draw more than the appreciation of your neighbors. It can also make them quite inviting to hungry rabbits, not to mention deer, field mice, moles, cats, and raccoons.
With the economy strengthening and general expectations for it to continue to be healthy, it’s believed that the Federal Reserve Bank (Fed) will increase interest rates during 2018. The increases are expected to be small and are being done to bring the overall level of short-term rates back to what is considered by economists as a 'neutral position.'
While March 23 is National Puppy Day, any day you find yourself looking into a pair of adoring brown eyes and see a wagging tail has the potential for being a day to celebrate puppies. It's just as likely to also be the day you open your home to a new family member. Though your heart may be ready for a new pet, is your house?
Conrad Straub is part of the New American Funding family, where he works as a Loan Consultant in the Whittier, California branch. Prior to coming onboard with our family, Conrad was previously in nursing school and worked at a hospital in Youngstown, Ohio for roughly 13 years.
As you start to pull together your home improvement list this Spring, think about reaching for the green. For the investment, greener choices can help you save money in the long run-and preserve resources for future generations.