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About Ben Lane

Ben Lane

Ben Lane

Managing Editor, New American Funding

Ben is the Managing Editor for New American Funding. In this role, Ben helps with content creation, news coverage, and serving our audience of borrowers, real estate agents, loan originators, and other housing professionals. Prior to joining New American Funding, Ben worked at HousingWire, a top housing media outlet. Ben joined HousingWire in 2014 as a reporter and was later promoted to Senior Financial Reporter, Editor, and eventually to Managing Editor. During his time at HousingWire, Ben helped elevate HousingWire to national acclaim and record traffic growth. He was also honored with multiple awards for his work, including an Eddie Award from Folio Magazine and a Gold Award for Best Trade Magazine Story from the National Association of Real Estate Editors.

Posts by Ben Lane

Pre-Approved Mortgage or Pre-Qualified

This is it. You’re ready to make the move into homeownership. From all the online searching you’ve done, you know you need to get “pre-something-ed” to prove you are a serious buyer. However, which is it: pre-qualified or pre-approved? Both sound good, but they serve different purposes.

VA Loans in 2021

Are you a military servicemember or veteran looking to buy a home? If so, you might consider using a VA loan since VA loans offer a number of unique benefits that are only available to those who have served in the military.

What are Government-Insured Mortgages?

The mortgage process may sometimes seem like a maze of terms, acronyms and abbreviations that make your head spin, but armed with a little information, you can figure out which mortgage is the right one for you.

5 Reasons to Buy a Home Now

For many people, there comes a time when they feel they are ready to buy a home of their own. However, that time may not be the same for everyone.

DIY Projects to Increase Your Home’s Value

Considering what’s been going on in the world for the last several months, there are probably quite a few people who are considering selling their home and finding one that better suits their needs.

When Should I Sell My Vacation Home?

Given the rise of remote work over the last 18 months, it can be argued that vacation homes have never been more popular than they are right now. A recent report from the National Association of Realtors showed that vacation home sales were up by more than 16% last year and were up by an astonishing 57.2% in the first four months of this year.

Down Payments: What You Should Know

One thing on everyone’s mind when looking to buy a house, especially first-time home buyers, is saving for a down payment. As it turns out, you may not have to save up as much as you think if you want to buy a house.

Understanding Your FICO Credit Score

Many of your financial investments depend on a single three-digit number: your credit score. This number is derived from your financial history and helps determine what kind of loans or lines of credit you may qualify for.

6 Ways Owning a Home Could Save on Taxes

There are many considerations when deciding between renting and homeownership. Each have their benefits, but one area where homeownership has the advantage is when it comes to your taxes.

How to Save for a House in 2021

Given how much time we all spent at home over the last year, the word “home” has a much different meaning than it did just 12 months ago. A home used to just be the place where you lived.

How low will your payment be?